Kredcor
B2B Debt Collectors
We can effectively assist you with your outstanding debt, and so improve your cash flow and minimise your credit risk.
Welcome to our website and to our Business! We are a wonderful bunch of people with one goal in mind… To build a mutually beneficial AND long lasting working relationship with you and your company!
Kredcor Khuluma works with you in minimising and controlling your credit risk. We build long-lasting relationships and grow & evolve with our Clients.We continue to focus on partnering with clients to collect their past-due accounts receivable balances and develop strategies to further maximize their Cash Flow and financial results.
Why Choose us?
Kredcor has you covered
Registered and Certified
Kredcor is registered with the Council for Debt Collectors of South Africa (Reg Nr 0016365/06) and is a member of the Association of Debt Recovery Agents (ADRA Nr 474).
No Success, No Fee
Kredcor operates on a contingency basis, charging fees only on successful collections.
No Hidden Costs
There are no administrative, monthly, or handover fees. All external actions are pre-approved by you, ensuring transparency.
Dispute Resolving
Each client is assigned a Senior Pre-Legal and Credit Risk Manager who handles all accounts, providing personalized service without the hassle of call centers.
Monthly Progress Reports
Clients receive detailed monthly reports, keeping them informed of the status of each case.
Secure IT infrastructure
Our servers are hosted and operated in the cloud, and we have an excellent technical IT partner which ensures that all data is kept safe, and all softwares are kept up to date.
Why use Kredcor?
The Kredcor way
- Specialist Corporate & Commercial Debt Recovery
- No Success – No Fee. NONE!
- Collecting across the whole of Africa
- Commercial Debt Recovery Partners Cape Town
- Cut on time and Attorney costs
- Service and feedback one of our priorities
- Risk Assessments done in HOURS; not days…
- Early detection of potential problematic debtors
- Minimising bad debt due to the unavoidable “Inherent Risk Factor” of (credit) Clients
- Best practice for dealing with distressed debtors
- Engaging in fruitful negotiations with your distressed debtors.
Your Risk Management and Cash-Flow Partner
We are not an “organisation”; we are people working with people, close, personal, involved and up-front, with both you and your Clients. Always protecting and enhancing your company’s good name and image.
Why use Kredcor?
10 Reasons why Blue-Chip Companies use Kredcor
- Kredcor strictly operates on a No-Success – No-Fee basis. We earn our worth!
- Open-ended Agreement; NO contractual obligations on you. NO up-front payments.
- Kredcor collects the money into your Account; or our Audited Trust Account.
- We appoint a dedicated Relationship Manager to your account. No Call Centre-type run around.
- We provide written feedback regularly and you may contact us at will.
- We are approved by and work with top Blue-Chip Companies in South Africa.
- We are officially appointed Recovery Agents (Africa) for several European-based Companies.
- We have a 100% clear record with The South African Council for Debt Collectors; over 22 years!
- We are professional, ethical,registered, audited, associated … Clean as a whistle!
- We take Pre-legal action – from day one! We don’t waste your time.. and NO running bills..
Why use Kredcor?
The Kredcor Advantage
Do you sometimes find it difficult to work with a good client who became a “distressed debtor”?
We determine the root cause of the (non-paying) problem, understand your client, communicate with them and implement best practices for dealing with the situation, without causing any harm to any of the three parties involved.
Are you Sick and tired of lying or ducking-and-diving Debtors?
- Do you hate pleading with your clients for payment?
- Shareholders and bosses raising eyebrows?
- Is your cash flow hampered by overdue accounts?
- Disappearing debtors making you look bad?
- Maybe SARS is breathing down your neck?
- Extra, unnecessary admin to chase debtors wasting your valuable time?
- Tired of being “caught” by seemingly good clients?
Benefit with Kredcor
We will work with your customers as representatives of your company, not an outside third-party agency. During the first-party collections process, Kredcor strives to be a natural extension of your business office, whilst you retain control and visibility of the process. Initial collection efforts are maximized due to high contact rates and improved customer satisfaction.
Kredcor delivers exceptional recovery- as well as credit assessments on Businesses services to each of our clients. Our commitment to meticulous planning, disciplined execution, and continuous improvement translates into measurable results. Kredcor provides an array of services across the credit control arena, from early overdue accounts to legal collections, assisted by our approved panel of Law Firms. Default Listings done on non-payers, and monitored for future payment.
Working with Kredcor will
Get your money where it belongs – into your bank account
- Reduce debtor days and hence improve your cash flow
- Resolve & reduce customer disputes
- Reduce administration costs
- Reduce your exposure to bad debt & write-offs
- Save on your legal fees… and save time
- Allow you to concentrate on core business
- Stream-line your complete Creditor’s function
Proudly associated with the Council for Debt Collectors and ADRA. Also on GUMTREE, LocalMe, SA Yellow, WIKIVILLAGE

We cover all industries across the board, including amongst others:
- Estates – Home Owners Associations
- Transport / Freight / Logistics / Courier
- Hiring / Leasing / Equipment Rental
- Material Handling / Industrial Equipment
- Business Services
- Agricultural
Kredcor Updates and Blogs
Want to Know More?
Improve your cash flow, minimise your credit risk – let Kredcor deal with all your debtors, and get your money back! In
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For creditors, the process of debt recovery is a critical aspect of their business operations, especially when dealing with debtors who owe