Kredcor Articles
The Cost of Late Payments: How Overdue Invoices Impact South African SME Growth Executive Summary The cost of late payments is far bigger than the value of the overdue invoice. For South African SMEs, late payment can drain working capital, delay salaries, damage supplier relationships, increase borrowing costs, and quietly block growth plans. National Treasury’s […]
📋 Executive Summary Debt collectors in South Africa are professionals registered with the Council for Debt Collectors (CFDC) under the Debt Collectors Act 114 of 1998, who recover outstanding business debt on a creditor’s behalf — typically on a no-recovery, no-fee basis. Reputable agencies charge contingency fees of 10% to 25% of the amount recovered,
Debt Collectors South Africa: The Complete 2026 Guide to Recovering What You’re Owed Read More »
Executive Summary A debt collection agency vs attorney decision in South Africa comes down to one question: is the debt disputed? If your debtor genuinely owes the money and there’s no legal dispute, a CFDC-registered debt collection agency recovers it faster and cheaper, usually on a no-collection-no-fee basis. If the debtor disputes the debt, has
Debt Collection Agency vs Attorney in South Africa: 7 Costly Mistakes to Avoid Read More »
How to choose, vet, and work with professional debt collectors in South Africa — and finally stop writing off money you’re owed. 📋 Executive Summary Debt collectors in South Africa are registered professionals who recover outstanding commercial debt on behalf of businesses — legally, ethically, and on a no-success, no-fee basis. They operate under the Debt
Debt Collectors in South Africa: The Complete, No-Nonsense Guide Read More »
Corporate Debt Collection for IT & Telecoms Firms in SA: 9 Proven Strategies That Actually Work 📋 Executive Summary Corporate debt collection for information technology (IT) and telecoms firms in South Africa is the process of recovering overdue B2B invoices from business clients who have not paid for technology products, software services, managed services, SaaS subscriptions, or telecoms
Corporate Debt Collection for IT & Telecoms Firms in SA Read More »
The Ultimate Guide to South Africa’s Economic Outlook 2026: Impact on B2B credit risk (PwC, 2026) Executive Summary: This authoritative analysis details South Africa’s Economic Outlook 2026: Impact on B2B credit risk (PwC, 2026) for SMEs, CFOs, and credit managers. With South Africa’s real GDP growth projected by PwC at a modest 1.2% for 2026 and nominal GDP
South Africa’s Economic Outlook 2026: Impact on B2B credit risk Read More »
Real-time ROI Calculators: 7 Shocking Reasons Why Data-Driven Recovery Beats “Gut Feeling” ⚡ Executive Summary Real-time ROI calculators transform commercial debt recovery from guesswork into precise, data-driven decision-making. These dynamic tools instantly measure collection effectiveness, showing exactly which accounts deliver the highest return and which drain resources. For South African SME owners, credit managers, financial managers,
Cybersecurity in Finance: 7 Proven Ways to Protect Your Debt Ledger from a Devastating Ransomware Attack Executive Summary Cybersecurity in finance is no longer an IT problem — it is a business survival problem. South Africa is Africa’s most-targeted country for ransomware, accounting for 40% of the continent’s incidents, with the median ransom demand surging
Protect Your Debt Ledger from a Devastating Ransomware Attack Read More »
Agentic AI in SARS Compliance: 7 Powerful Lessons the 2026 Tax Season Teaches Us About Collections 📋 Executive Summary Agentic AI in SARS compliance is no longer a future concept — it is already reshaping South Africa’s tax collection landscape. In the 2025/2026 financial year, the South African Revenue Service (SARS) collected a record R2.01 trillion in net revenue by
The Paperless Credit App: 7 Powerful Steps to Digitizing the Start of the Credit Lifecycle ⚙ Executive Summary A paperless credit app — also called a digital credit application or online credit onboarding form — replaces the traditional paper-based B2B credit application with a secure, cloud-hosted digital form. In South Africa, where the Protection of Personal Information Act