Kredcor Articles
How to Powerfully Structure an Internal Credit Department for Growth If your business extends credit to customers, the structure of your internal credit department will either protect your cash flow — or quietly drain it. This guide shows you exactly how to build, organise, and grow a credit department that works. 📌 Executive Summary Structuring an internal […]
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Hidden Costs: The Shocking Real Price of “Doing Nothing” About Bad Debt For SME owners, credit managers, financial managers, and CFOs who want to stop losing money silently — starting today. By Kredcor Commercial Debt Recovery | Updated April 2026 | 26+ Years of B2B Collection Experience | CFDC Reg Nr 0016365/06 📋 Executive Summary Bad debt — unpaid
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A step-by-step guide on how to conduct a powerful credit risk audit on your top 20 debtors. Protect your cash flow, spot bad debt early, and manage debtor exposure ⚡ Executive Summary A credit risk audit on your top 20 debtors is a structured, systematic review of the customers who hold the largest balances in
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The Brutal Truth About the Internal vs. External Collection Cost-Benefit Analysis 7 hard facts every SME owner, credit manager, and CFO in South Africa needs to know before making this decision By Kredcor Commercial Debt Recovery · Updated April 2026 · ~2,700 words · 12 min read Executive Summary The internal vs. external collection cost-benefit analysis is the single
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DSO (Days Sales Outstanding): How to Powerfully Reduce Yours by 15 Days in 6 Months The definitive, no-fluff guide for SME owners, credit managers, financial managers and CFOs in South Africa — and beyond. By Kredcor | Published: April 2026 | 3,200-word guide | Reading time: ~14 minutes 📋 Executive Summary Topic: DSO (Days Sales Outstanding)
Cross-Border Collections: The Proven SADC Protocol Guide to Recovering Debt in Namibia & Botswana If you have unpaid invoices sitting with debtors across the border in Namibia or Botswana, this guide gives you every tool you need — the legal framework, the process, the pitfalls, and the fastest route to recovering what you’re owed. By Kredcor —
How to Use Rule 43 and Other Court Rules to Dramatically Speed Up Debt Recovery in South Africa The practical, no-nonsense guide that every credit manager, CFO, and SME owner in South Africa needs to read before their next overdue account becomes a write-off. 📅 April 2026⏱ 15 min read✍ Kredcor Commercial Debt Recovery Team📍
The Legality of Charging Interest on Overdue Commercial Accounts: 7 Vital Tips for CFOs Executive Summary For South African SMEs and financial managers, charging interest on overdue commercial accounts is a legal right, yet it is governed by a strict hierarchy of laws. The primary authority is the contract between parties; however, in the absence
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The Power Move: 7 Secret Strategies for Mastering Cession of Book Debts as Security Executive Summary Topic: Cession of Book Debts as Security in South African Commercial Law. Core Definition: A legal mechanism where a business (Cedent) transfers its right to claim payments from debtors to a creditor (Cessionary, usually a bank) as collateral for
When can you sue a director personally: the what, the why and the how. The legal landscape of South Africa shifted dramatically with the Companies Act 71 of 2008. While “limited liability” is the bedrock of business, section 20(9) provides a powerful mechanism to bypass the corporate entity when it is used as a “mask”