Kredcor Articles
Shocking Truth: After How Many Years Is Debt Written Off in South Africa? (2026 Definitive Guide for SMEs, Credit Managers & CFOs) Hey there – if you run an SME, manage credit, or sit in the CFO chair, you know the frustration of chasing unpaid invoices that seem to drag on forever. You send reminders, […]
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7 Shocking Things Debt Collectors Cannot Legally Do in South Africa ⚡ QUICK ANSWER — What debt collectors cannot legally do in South Africa: Debt collectors cannot harass, threaten, or deceive debtors. They also cannot phone debtors at illegal hours, chase prescribed debt, add unlawful fees, ignore a stop-contact request, or break POPIA data rules.
The Shocking Truth + 7 Powerful Steps to Protect Your Business ⚡ QUICK ANSWER: Yes — a debt collector can take you to court in South Africa, but only after following specific pre-legal steps required by law. In practice, a registered debt collector handles the pre-legal phase (letters of demand, negotiation, tracing), and a qualified
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The Ultimate Guide: 7 Proven Steps to Master Debt Collectors in Durban / KwaZulu-Natal Table of Contents Introduction: Why Your Business Needs Local Debt Collection Expertise Let’s be honest: chasing overdue payments is probably not why you started your business. You’re an SME owner, a financial manager, or a CFO in KwaZulu-Natal—your focus should be on
Ultimate Guide: 7 Essential Steps to Master Debt Collectors in Cape Town and Western Cape for Busy SME Owners Hey there, fellow business owner, credit manager, financial whiz, or CFO in Cape Town or the Western Cape. If overdue invoices keep you up at night, here’s the straight answer upfront: Team up with registered debt collectors
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Ultimate Guide: 7 Critical Traits to Spot Top Debt Collectors in Johannesburg / Gauteng Hey, if you’re an SME owner, credit manager, financial manager, or CFO in Johannesburg or Gauteng chasing overdue B2B invoices, you know the drill—cash flow kills businesses faster than bad products. Debt collectors in Johannesburg / Gauteng can make or break
Setting Up an Effective Accounts Receivable Process for Your SA Business (The Ultimate 10‑Step Guide) If you’re here because slow‑paying clients are choking your cash flow, your team is chasing invoices all day, or you’re constantly unsure who owes you what, this article is exactly what you need. In South African SMEs, accounts receivable (AR) is not
How to Powerfully Reduce Debtor Days and Improve Cash Flow — Without Damaging Client Relationships QUICK ANSWER To reduce debtor days (also called your debtor collection period or accounts receivable days), focus on five core actions: 1. tighten your credit terms, 2. automate your invoice and reminder process, 3. offer early-payment incentives, 4. enforce late-payment
Ultimate Guide: When to Write Off Bad Debt — And the Tax Implications in South Africa Hey, if you’re an SME owner, credit manager, financial manager, or CFO in South Africa, you know the frustration of chasing overdue invoices that just won’t budge. When to write off bad debt can make or break your cash flow and
7 Powerful Credit Terms and Conditions That Will Actually Protect You in South Africa Every business owner, credit manager, and CFO in South Africa recognises the feeling — you supply the goods, you deliver the service, and the invoice just sits there. Days turn to weeks, and weeks turn to months, while your cash flow