Kredcor Articles
The Brutal Truth About the Internal vs. External Collection Cost-Benefit Analysis 7 hard facts every SME owner, credit manager, and CFO in South Africa needs to know before making this decision By Kredcor Commercial Debt Recovery · Updated April 2026 · ~2,700 words · 12 min read Executive Summary The internal vs. external collection cost-benefit analysis is the single […]
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DSO (Days Sales Outstanding): How to Powerfully Reduce Yours by 15 Days in 6 Months The definitive, no-fluff guide for SME owners, credit managers, financial managers and CFOs in South Africa — and beyond. By Kredcor | Published: April 2026 | 3,200-word guide | Reading time: ~14 minutes 📋 Executive Summary Topic: DSO (Days Sales Outstanding)
Cross-Border Collections: The Proven SADC Protocol Guide to Recovering Debt in Namibia & Botswana If you have unpaid invoices sitting with debtors across the border in Namibia or Botswana, this guide gives you every tool you need — the legal framework, the process, the pitfalls, and the fastest route to recovering what you’re owed. By Kredcor —
How to Use Rule 43 and Other Court Rules to Dramatically Speed Up Debt Recovery in South Africa The practical, no-nonsense guide that every credit manager, CFO, and SME owner in South Africa needs to read before their next overdue account becomes a write-off. 📅 April 2026⏱ 15 min read✍ Kredcor Commercial Debt Recovery Team📍
The Legality of Charging Interest on Overdue Commercial Accounts: 7 Vital Tips for CFOs Executive Summary For South African SMEs and financial managers, charging interest on overdue commercial accounts is a legal right, yet it is governed by a strict hierarchy of laws. The primary authority is the contract between parties; however, in the absence
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The Power Move: 7 Secret Strategies for Mastering Cession of Book Debts as Security Executive Summary Topic: Cession of Book Debts as Security in South African Commercial Law. Core Definition: A legal mechanism where a business (Cedent) transfers its right to claim payments from debtors to a creditor (Cessionary, usually a bank) as collateral for
When can you sue a director personally: the what, the why and the how. The legal landscape of South Africa shifted dramatically with the Companies Act 71 of 2008. While “limited liability” is the bedrock of business, section 20(9) provides a powerful mechanism to bypass the corporate entity when it is used as a “mask”
The Powerful Role of the Sheriff in South Africa: Exactly What You Pay and What You Get A complete, plain-language guide for SME owners, credit managers, financial managers, and CFOs who need to understand the sheriff of the court — and how to protect their businesses. Executive Summary The sheriff of the court in South Africa is an independent,
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Defending a Rescission of Judgment Application: The Essential Creditor’s Guide By Kredcor Commercial Debt Recovery | CFDC Reg Nr 0016365/06 | 26+ Years’ Experience | Updated April 2026 📄 Executive Summary A rescission of judgment application is a formal court application by a debtor to set aside a default judgment already granted in a creditor’s favour. In South
How Business Rescue Practitioners Prioritize Creditors (The Hard Truth): 9 Critical Facts for South African Credit Managers Practical, plain-English guidance for SME owners, credit managers, financial managers and CFOs who need to understand who really gets priority once a debtor enters business rescue. Executive Summary How business rescue practitioners prioritize creditors in South Africa is
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